Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

If you get in an accident and youre uninsured, you face getting sued, losing your lifes savings and getting jail time.

A universal part is not a direct part, which means that its specifications (measurements, alignments) are not exactly the same as the one your car requires. It will fit any year, make, and model, but you might need to do some modifications to the part in order to make it fit. This applies to non-accessory items like body parts, brake parts, suspens